Walking is a low risk free activity with members participating at their own risk. Inevitably incidents do occur resulting in personal injury. Members are reminded The Ramblers Association Civil Liability Insurance Policy does not cover personal accident, cover being as follows: -
What's Included [policy Para 1.1.]
Civil liability insurance covers Leaders of Led Walks for claims alleging negligence etc [policy Para 1.1]
Additionally, Personal Accident cover is applicable to Working Parties undertaking footpath maintenance [policy Para 4.2]
What's not included [policy Para 1.2]
It is important to note insurance cover does not include the following:
1) Medical cover is not provided. Personal accident cover is only provided for work parties; an individual injured on a Ramblers activity can not automatically claim compensation for injury or medical expenses direct from the Ramblers or the insurers.
2) Motor cover - It is important to note there is no motor cover.
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